Working Girl
To give PJers an opportunity to ask questions and read articles about jobs, careers, job hunting, businesses, saving and universities.
Francesca's comment: Welcome to Working Girl! As usual, I am here to answer what you want to know. If you have anything to say or ask, feel free to submit them to Working Girl!
Make Money on the Internet
Hi. I think you should recommend some good places on the internet to make money, but are also available for people worldwide. I've been searching for a couple of years, but still haven't found any that are suitable. So, why not have an article on good places for teens worldwide?
Getting out of debt
Today lots of people are getting into debt. Here are six steps to make sure that you don't get into debt. Once you are in debt, it's quite difficult to get out and stay out of debt.
Step one: Organise Yourself.
Sit down and work out how exactly how much you owe and who you owe it to. Be honest with yourself or you'll only store up more problems towards the future. If your debt repayments take more than 20% of your net monthly income you are entering a danger zone.
Step two: Budget, Budget, Budget.
Once you know how much you owe, draw up a budget. Be realistic and work out what you can afford to repay and still stay within your budget.
Step three: Be disciplined
Don't borrow any more money or take on any more debts until you have repaid what you already owe.
Step four: Watch your daily spending
Take a set amount of money out of the bank at the beginning of the week and give your card to family for self-keeping. That way you cannot spend more than you have in cash.
Step five: Bill Organising.
Make sure you are paying all your utility bills by direct debit. It's much easier to manage as you won't have to worry about sending cheques on time and it is also cheaper as most providers offer discounts for direct debit payments.
Step six: Switch your utility suppliers
You could save hundreds of pounds each year on your gas, electricity, water and phone bills by switching. It is advisable to switch your energy and phone suppliers before you set up direct debits or you will end up having to change them again. Try our cut your household bills service.
Step one: Organise Yourself.
Sit down and work out how exactly how much you owe and who you owe it to. Be honest with yourself or you'll only store up more problems towards the future. If your debt repayments take more than 20% of your net monthly income you are entering a danger zone.
Step two: Budget, Budget, Budget.
Once you know how much you owe, draw up a budget. Be realistic and work out what you can afford to repay and still stay within your budget.
Step three: Be disciplined
Don't borrow any more money or take on any more debts until you have repaid what you already owe.
Step four: Watch your daily spending
Take a set amount of money out of the bank at the beginning of the week and give your card to family for self-keeping. That way you cannot spend more than you have in cash.
Step five: Bill Organising.
Make sure you are paying all your utility bills by direct debit. It's much easier to manage as you won't have to worry about sending cheques on time and it is also cheaper as most providers offer discounts for direct debit payments.
Step six: Switch your utility suppliers
You could save hundreds of pounds each year on your gas, electricity, water and phone bills by switching. It is advisable to switch your energy and phone suppliers before you set up direct debits or you will end up having to change them again. Try our cut your household bills service.
If you guys want anything posted here on Working Girl, tell me about your ideas or queries and I'll be happy to post them and answer your questions.
See you next week!
" alt="Francesca" width="80" height="80" class="left" />Oh, Wow..Lovely.. I'm Francesca, seventeen and boarding in Australia. I love to dance, travel, read good books, write short stories without planning (Bad, I know!) and watch movies until the early hours of the morning! My goal is to move to France, Paris to perfect my Francais and maybe do an internship there either for a magazine or television&film. That's all from me!
Hello Crazymmm,
Thanks for posting your question. It was a fairly hard question to answer because I've never heard of money making sites.
One of the most popular site to make money is e-bay, it's worldwide and it's easy to make money and your clutter will suddenly disappear from the corners of your bedroom and you may be able to see under your bed!
Have you been on www.bored.com? They have some sites which allow you to make money too.
http://www.bored.com/categories/paidtoplay/paidtoplay.html
Unfortunately for me because I live in the boarding house, they blocked the sites because their firewall is fairly weak with all 400 computers around the school. If you could try out the site and let me know how the site went for you and if it didn't then I can try find you some other sites.